I am the registered owner of a freehold property in Ashton in Makerfield but nevertheless invoiced for rent, why is this and what is this?

It’s unusual for properties in Ashton in Makerfield and has limited impact for conveyancing in Ashton in Makerfield but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the creation of fresh rentcharges post 1977.

Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 will be dispensed with completely.

My aunt informed me that in purchasing a property in Ashton in Makerfield there could be various restrictions prohibiting external changes to the property. Is this right?

We are aware of a number of properties in Ashton in Makerfield which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Ashton in Makerfield should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

It is unclear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Ashton in Makerfield bank branch on various occasions and was reassured it wasn't a problem and they will lend. My Ashton in Makerfield conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they refuse to lend based on their published requirements. I have no idea who is right.

Provided that the is on the lender panel, she or he must adhere to the CML Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I had an offer accepted on an apartment in Ashton in Makerfield on , valuation was booked 2 days after, received a clean bill of health. Conveyancer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the conveyancing panel. Can the lender hold off the offer?

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for to deal with your lawyer's application to be on the conveyancing panel. There's no guarantee that your solicitor will be accepted.

I have todaydiscovered that Wolstenholmes have been shut down. They conducted my conveyancing in Ashton in Makerfield for a purchase of a leasehold flat 9 months ago. How can I check that the property is in my name in the name of the previous owner?

The easiest method to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Ashton in Makerfield conveyancing specialists.

I've recently found out that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a quick, no chain conveyancing. Ashton in Makerfield is where the house is located. Can you shed any light on this issue?

Flying freeholds in Ashton in Makerfield are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ashton in Makerfield you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ashton in Makerfield may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Given that I am about to spend hundreds of thousands of pounds on a house in Ashton in Makerfield I would like to talk to a lawyer concerning theconveyancing in advance of instructing the firm. Is this something that you can arrange?

Absolutely - it is our preference to talk to you we do not take any clients on without you speaking to the solicitor due to be doing your conveyancing in Ashton in Makerfield.There is no ‘factory style conveyancing’ - each client is unique individual, not a file number. The law firms that we put you in touch with believe that the fees you are quoted for residential conveyancing in Ashton in Makerfield should be the amount on the final invoice that you end up paying.